Excellent source for Investing Education

I have added a NEW investment source in "Stock Market and Business" section. It is a great site on Investment Education. You can find most of the technical information there and apply it into your daily life.

Feel free to log on to: Investopedia.com.

Enjoy!

The Seven Deadly Investment Sins

Investment success lies in your mental habits and strategies. below shows the winning investment habits that led Warren Buffett and George Soros and ALL successful investors to phenomenal success .

1. You have to predict the market’s next move or economy to make big returns.

2. To make big investment profits you have to take big risks.

3. Listen to your financial consultant to diversify your investment to lower your risk.

4. You just focus on the profits you expect to make.

5. Get your tips before invest in order to buy the right share at the right time.

6. Read through academic theories and research reports by investment experts.

7. Believe that you know the market movement well and your returns from investment will soon prove it.

I just bought a book writen by Mark Tier (I bought a Chinse Version). It's great! It seems like what I have been practising so far has been categorized in the Deadly Investment Sins. It just fly in the face of the conventional investment wisdom. Spend some time to read the book, it tells more.

Do share your perspectives on these.

If interested, URL: http://www.inversebooks.com.

Plantation Stock - Fell

"Plantations stocks - the major losers on June 14 due to continued selling of blue chips by funds on concerns about the weak equity markets in Asia. The plantation sub-sector index fell 34.28 points to 3,094.57 in the morning."

This is the last day for Rimbunan Sawit IPO. This might effect the performance on its listing date - 28 June, if the falls continue. However, I am confidence that the share will be a stable one to invest as Bio-diesel is our latest market trend nowaday.

Some people have the perspective that Bio-diesel is over-valued and is just another buble for this century. I have got some sharing that Bio-diesel is not really an interesting subject in other regions.

What do you THINK?

TMS shareholder doubles stake to 5.6%

"The Media Shoppe Bhd (TMS) has seen its shareholder Richard George Azlan Abas doubling his stake in the IT-based company to emerge as a substantial shareholder with 5.62% or 7.41 million shares.

Filings to Bursa Malaysia showed that Azlan acquired 3.08% or 4.06 million shares on May 29, increasing his stake to 7.41 million shares. Previously, he held 3.35 million shares or 2.54%.

It closed at 16.5 sen on May 29.

TMS develops enterprise knowledge portal technologies. It offers e-business solutions in organisational collaboration, content management, business intelligence and e-learning."

~ From TheEdgeDaily.com

Will this attract the speculators and effect the performance of TMS? So far the performance for TMS has been very low. Not much news from this company.

By the way, Oi Cheng's sister is working in this company.

Take advantage of rising rates

Asian stocks fell sharply on June 7, tracking Wall Street’s weaker overnight close. Investors continued to dump equities on fears that rising inflation will eventually hurt global economic growth. However, we're seeing a lot of different investment opportunities in the market.

Below are 5 tips on how to take advantage of these opportunities.

1: Don't be asleep at the wheel

If your bank savings account isn't yielding you at least 3.5 percent on your money, you need to investigate other banks. "A lot of people don't realize that even though the interest rate is rising, banks don't automatically raise the rate on your bank account. RHB is the first bank to raise the Fixed Deposit Interest Rate up to 4%.

Besides, I heard MAA also provide FD up to 5% interest rate.

2: Hands off your 401(k)

The stock market has performed miserably recently. This week we saw the Dow test levels not seen in three months. But that doesn't mean you need to short change your stock allocation. As long as you're diversified, you should be just fine. Let market watchers and economists worry about inflation and interest rate outlook.

You should be in the stock market when it's at a depressed level, especially if you're in it long term. Investing with your emotions will hardly yield results.

3: Protect your Emergency Fund

Make sure your emergency fund is protected by investing in money market accounts. These glorified bank accounts are very attractive cash investments right now.

The best times to get into one of these accounts is when rates are rising so you can take advantage. You should think about investing in a money market especially if you are saving up for something big, like a down payment on a home within the next year.

Make sure you read the fine print. Most accounts require you have a minimum amount and there may be limitations on how many transactions you can make per month.

You may find further details from Local Banks.

4: Catch the CD fever

If you have a longer term goal that you're saving for, you may want to consider investing in Certificates of Deposit. The downside to CDs is that your money is tied up for a specific amount of time.

You may find further details from Local Banks.

5: Get into bonds

If you think the Bank Negara is done raising rates, you may want to invest in bond funds. Generally yields are about 4.5%.

A word of caution, watch out for all the fees. Expenses can mean the difference between a winner and a dud.

~ Compiled from CNNMoney.com (Five Tips by Gerri Willis)

CIMB-Principal aims to rope in EPF on Asia Pac fund

CIMB-Principal aims to rope in EPF on Asia Pac fund
By Tamimi Omar & Bernard Tong

CIMB-Principal Asset Management Bhd is applying to the Employee’s Provident Fund (EPF) to allow the latter's contributors to invest their funds in its Asia Pacific fund, CIMB-Principal chief executive Noripah Kamiso said.

“We expect to get a response from the EPF in a month and a half,” she told reporters after launching the Asia Pacific Adil fund, Malaysia’s first Asia Pacific Syariah compliant unit trust fund, in Kuala Lumpur on June 2.

Noripah said permission was needed under the Finance Ministry's guidelines before the fund can be invested abroad by a foreign asset management company.

UOB Asset Management Ltd is the sub manager of the fund to manage the foreign equity portion of the Asia Pacific Adil Fund portfolio.

Asia Pacific Adil Fund, which has a size of 300 million units at 50 sen each, allows investors access to 14 Asian equity markets: Japan, Hong Kong, Taiwan, South Korea, China, Indonesia, Malaysia, India, Thailand, Philippines, Sri Lanka, Singapore, Australia and New Zealand.

Half of the fund will be invested in Japan, 13% in Australia, 10% in South Korea, 6% in China, 5% in Taiwan and 16% in the remaining countries.

The annual management fee and trustee fees are 1.8% per annum and 0.07% per annum, respectively, while the application fee is 5%. The minimum investment is RM2,000.

Noripah aims for the fund to be fully subscribed within 21 days from its offer period.

She said CIMB-Principal is nearing the 30% overseas investment limit imposed by Bank Negara Malaysia and is trying to increase its fund base to have higher overseas investment margins.

She said the merger of CIMB-Principal and SBB Mutual Bhd would see the group asset management size rising to RM16 billion by year-end.

On the returns on investment in the Asia Pacific equity market, UOB Asset Management Asia Pacific Equities head Koh Swee Nguan said: “Historically investment in Asia Pacific equities over a period of three to five years has generated returns of between 11% and 12%.”


~courtesy of theedgedaily.com (02/06/2006)

IPO - Rimbunan Sawit (By 14 June 2006)

Rimbunan Sawit IPO involves a public issue of 18 million new 50 sen shares at RM1 per share. Seven million of the said shares would be offered to the public. The company would use the bulk of it or RM15.5 million for working capital requirements (E.g. financing plantation expenditure, general upgrading and maintenance of plant and machinery as well as up keeping and maintenance of staff quarters, canteens and offices).

Rimbunan Sawit is part of the Rimbunan Hijau Group, a diversified multi-conglomerate led by Tan Sri Tiong Hiew King (Main share holder of Sin Chew Jit Poh, Sarawak Tycoon).

Rimbunan Sawit has relatively young oil palm tress, of which 80% of the total planted trees were less than 12 years old and have good potential to produce higher oil palm yield in the coming years. The mill also recorded crude palm oil (CPO) extraction rate of 22% for the past three years.

Tiong said Rimbunan Sawit has another 18.6% of the total plantable land that have yet to be developed. This provides an opportunity to expand plantation and achieve a reasonable growth in total FFB production in the next few years.

I heard that Rimbunan Sawit also intend to apply for Bio-Diesel Research permit in near future. The plantation stock should be a stable investment during economy downturn. Anyone have any info for this IPO? I am quite interested.